The Numbers Don't Lie: Healthcare Costs Are Exploding A new KFF report confirms what NARFA members already suspected: healthcare premiums are spiking 15% in 2026—the largest increase since 2018. Worse yet, 27% of insurers are requesting increases of 20% or more. For small [...]
The $3.25 Question Every NARFA Member Should Ask A recent analysis estimated a $3.25 return for every $1.00 invested in the EAP for the typical small employer in the U.S. Yet many business owners still see Employee Assistance Programs [...]
The Challenge of High-Cost Medical Claims In 2024, employers faced a significant challenge with a 29% increase in $1 million medical stop-loss claims compared to 2023, according to Sun Life’s analysis. Claims exceeding $3 million rose by 47%, with [...]
Why Construction and Outdoor Workers Need to Know About Poison Plants The CDC reports that 80-90% of adults develop rashes from poison ivy exposure, and the reaction can prevent you from working for days or weeks. For NARFA and [...]
Picture a successful New Hampshire automotive dealership that starts with a single location in Manchester. Over time, they expand their service territory, hire employees who live across the Massachusetts border, and eventually open a second location in the Bay [...]
Introduction: A Game-Changer for Healthcare Financial Planning The 2025 federal budget reconciliation bill, recently passed by the House, introduces the most significant expansions to Health Savings Accounts (HSAs) since their creation in 2003. These changes could provide more incentives [...]
The alarm bells started ringing at 6 AM on a Tuesday morning. Employees at a large automotive dealership were calling in, unable to fill prescriptions at their usual pharmacy. Their primary care doctors' offices couldn't verify insurance coverage. What [...]
The Growing Challenge of Healthcare Costs for Businesses For businesses in the automotive, roads, and fuel industries, and businesses with 5 or more vehicles, managing employee healthcare costs has become increasingly challenging. According to recent data, employer healthcare costs [...]
The Evolving Health Benefits Landscape for Essential Businesses The conversation around employee health benefits has traditionally centered on a single metric: premium costs. However, forward-thinking businesses across America's essential industries are discovering that alternative health plan designs deliver value [...]
The True Price of Postponing Healthcare Decisions In today's volatile healthcare landscape, many businesses find themselves trapped in a cycle of indecision. The numbers tell a sobering story: according to recent industry research, businesses that postpone healthcare benefit decisions [...]
