2025

Beyond Premium Savings: The Total Business Impact of Alternative Health Plan Designs

2025-05-09T09:37:25-04:00May 9th, 2025|2025, Employee Benefits, Health Care, Insurance & Benefits|

The Evolving Health Benefits Landscape for Essential Businesses The conversation around employee health benefits has traditionally centered on a single metric: premium costs. However, forward-thinking businesses across America's essential industries are discovering that alternative health plan designs deliver value [...]

The Hidden Costs of Healthcare Indecision: How Businesses Can Move Forward Despite Uncertainty

2025-05-09T09:10:52-04:00May 7th, 2025|2025, Employee Benefits, Health Care, Insurance & Benefits|

The True Price of Postponing Healthcare Decisions In today's volatile healthcare landscape, many businesses find themselves trapped in a cycle of indecision. The numbers tell a sobering story: according to recent industry research, businesses that postpone healthcare benefit decisions [...]

Fuel Your Workforce: The Power of Nutrition and Preventive Care for Productivity

2025-04-29T17:55:44-04:00April 14th, 2025|2025, Employee Wellness Programs|

In the fast-paced world of automotive, roads, fuel, and fleet industries, your workforce is your most valuable asset. Keeping employees healthy and productive is crucial for business success. But did you know that proper nutrition and preventive care can [...]

New Hampshire Healthcare in Crisis: Why NARFA’s Solution Beats the Chaos and Members Win

2025-04-29T17:55:44-04:00April 9th, 2025|2025, Health Care, Small Business Health Insurance|

A Healthcare Crisis Hitting New Hampshire Businesses Hard New Hampshire’s healthcare system is in turmoil, and employers like you are bearing the brunt. Hidden costs, workforce shortages, and strained hospital finances are driving up premiums and limiting access to [...]

Why Your Small Business Might Be Over-Insuring—and What You Can Do About It

2025-04-29T17:55:44-04:00March 31st, 2025|2025, Employee Benefits|

The Healthcare Crisis in Massachusetts Small businesses in Massachusetts are grappling with a healthcare system in turmoil. Layoffs, carrier losses, soaring drug costs, and limited access to care are creating a perfect storm of challenges. For many, the burden [...]

The Importance of Chronic Disease Management in Workers’ Compensation and Workplace Safety

2025-04-29T17:55:45-04:00March 24th, 2025|2025, Workers Compensation|

Chronic diseases are becoming a major issue in the workplace, making up a large share of workers' compensation claims in Massachusetts. Conditions such as diabetes, heart disease, and asthma can heighten the chances of work-related injuries and illnesses, driving [...]

Understanding Community Rating in Health Insurance: What It Means for Your Business

2025-04-29T17:55:45-04:00March 18th, 2025|2025, ACA Compliance, Employee Benefits, Health Care|

Healthcare costs in New England are among the highest in the country, putting significant pressure on businesses, and in many cases are surpassing national averages. With Massachusetts leading the nation in per capita healthcare spending (New England Journal of [...]

Navigating High Healthcare Costs in New England: How NARFA Helps Members Stay Ahead

2025-04-29T17:55:46-04:00March 5th, 2025|2025, Employee Benefits, Health Care, Health Savings Accounts|

New England residents face some of the highest healthcare costs in the nation. For example, recent data shows that the average annual premium for employer-sponsored health insurance in New Hampshire, in many cases, exceeds $7,000 for individuals and $20,000 [...]

Level Funding: A Strategic Solution for Controlling Rising Healthcare Costs

2025-04-29T17:55:46-04:00February 20th, 2025|2025, Employee Benefits, Health Care, Insurance & Benefits|

In today's complex healthcare landscape, organizations face unprecedented challenges in managing escalating healthcare costs while maintaining quality coverage for their employees. Level funding emerges as a sophisticated solution, offering a hybrid approach that combines the predictability of traditional insurance [...]

Winter Safety for Automotive, Infrastructure, and Energy Operations

2025-04-29T17:55:47-04:00February 18th, 2025|2025, Safety Tips|

Winter presents unique challenges for businesses operating across automotive, infrastructure, and energy sectors. The combination of cold temperatures, precipitation, and reduced daylight creates complex safety considerations that affect workers, equipment, and operations. Understanding these challenges helps businesses maintain safety [...]