If you offer a health savings account, or you have been thinking about it, the rules just changed more than they have in two decades. A federal law signed in July 2025, the One Big Beautiful Bill Act, reworked [...]
If your health plan renews on January 1, the real work starts now, not when the renewal letter lands. The paperwork may be a month or two away, but the fall is when a prepared business owner starts digging [...]
In a self insured group, claims handling is not a back office function. It is where your money is protected or lost. That is why we want members to know about an important addition to the team behind AICC. Kevin [...]
You cannot control every part of what health care costs. Premiums climb, drug prices rise, and most of that happens well above your pay grade. But a real share of what a health plan spends comes down to choices [...]
Health coverage, compliance, and real support for trucking, construction, landscaping, oil and gas, automotive, and trade businesses with five or more vehicles on the road. Every year the renewal shows up, the number is bigger, and the coverage is [...]
The CDC isn't known for alarming headlines, so when the agency issued a warning in late April that emergency room visits for tick bites are at their highest level since 2017, it was worth paying attention. Compared to the [...]
Running a landscaping business means managing crews, equipment, fuel costs, and a labor market that makes keeping good people harder every year. Employee benefits sit at the top of that challenge for most owners. Health insurance, especially. The problem is not [...]
The goal of any benefits package is to provide security and value. Yet, in many businesses, employees feel more confused than supported. When your team doesn't understand their coverage, they don't value the investment you're making. Nowadays, the most [...]
In the automotive, roads, fuel, or fleet industries, a workers’ compensation claim can affect more than one employee. It can disrupt production, strain supervisors, pull attention away from operations, and create unnecessary costs if it is not handled well [...]
Below is an informational overview but is not legal advice and employers should always consult their own counsel and advisors before making plan changes. Employers are being asked more and more about GLP‑1 medications like Ozempic, Wegovy, Mounjaro, and [...]
