Health Care

New Hampshire Healthcare in Crisis: Why NARFA’s Solution Beats the Chaos and Members Win

2025-04-15T12:25:10-04:00April 9th, 2025|2025, Health Care, Small Business Health Insurance|

A Healthcare Crisis Hitting New Hampshire Businesses Hard New Hampshire’s healthcare system is in turmoil, and employers like you are bearing the brunt. Hidden costs, workforce shortages, and strained hospital finances are driving up premiums and limiting access to [...]

Understanding Community Rating in Health Insurance: What It Means for Your Business

2025-03-18T15:40:31-04:00March 18th, 2025|2025, ACA Compliance, Employee Benefits, Health Care|

Healthcare costs in New England are among the highest in the country, putting significant pressure on businesses, and in many cases are surpassing national averages. With Massachusetts leading the nation in per capita healthcare spending (New England Journal of [...]

Navigating High Healthcare Costs in New England: How NARFA Helps Members Stay Ahead

2025-03-08T16:39:28-05:00March 5th, 2025|2025, Employee Benefits, Health Care, Health Savings Accounts|

New England residents face some of the highest healthcare costs in the nation. For example, recent data shows that the average annual premium for employer-sponsored health insurance in New Hampshire, in many cases, exceeds $7,000 for individuals and $20,000 [...]

Level Funding: A Strategic Solution for Controlling Rising Healthcare Costs

2025-02-21T14:03:41-05:00February 20th, 2025|2025, Employee Benefits, Health Care, Insurance & Benefits|

In today's complex healthcare landscape, organizations face unprecedented challenges in managing escalating healthcare costs while maintaining quality coverage for their employees. Level funding emerges as a sophisticated solution, offering a hybrid approach that combines the predictability of traditional insurance [...]

How ICHRAs Can Help Small Businesses Save Big on Health Benefits in 2025

2025-01-31T18:04:31-05:00September 24th, 2024|2024, Employee Benefits, Health Care, Health Care Reform, Insurance & Benefits, Small Business Health Insurance|

Are rising health insurance costs eating into your small business's budget? Are your employees struggling to afford quality healthcare? Individual Coverage Health Reimbursement Arrangements (ICHRAs) might be the solution you've been searching for. What are ICHRAs? ICHRAs (pronounced [...]

The Healthcare Cost Tightrope: Balancing Costs and Benefits for Your Business

2025-01-31T18:04:33-05:00August 8th, 2024|2024, Health Care|

For many employers, healthcare costs are a high-wire act. You want to offer competitive benefits packages to attract and retain top talent, but rising costs threaten to throw you off balance. So, how do you navigate this challenging landscape? [...]

The Alternative to Fully-Insured Health Plans: What It Means for Employers

2025-01-31T18:04:35-05:00May 24th, 2024|2024, Employee Benefits, Health Care|

If your business offers health insurance benefits to employees, you've likely heard of alternative funding models like self-funding or level-funding. But what exactly do these alternative approaches entail, and why are more employers considering them instead of traditional fully-insured [...]

Be Proactive, Stay Healthy: Why Annual Physicals Matter and How NARFA Helps

2025-01-31T18:04:36-05:00May 6th, 2024|2024, Health Care, Wellness|

They say an ounce of prevention is worth a pound of cure, and that certainly applies to your health. In today's busy world, it's easy to let routine checkups fall by the wayside. But according to the Centers for [...]

IRS Guidance on Nutrition, Wellness, and General Health Expenses

2025-01-31T18:04:36-05:00April 9th, 2024|2024, Health Care, Wellness|

The Internal Revenue Service (IRS) has recently highlighted that costs associated with nutrition, wellness, and general health do not typically qualify as reimbursable medical expenses under Section 213 of the Internal Revenue Code. In its communication, including a news [...]

The Convenience of Telehealth: Is it Right for You?

2025-01-31T18:04:39-05:00February 6th, 2024|2024, Employee Wellness Programs, Health Care, Wellness|

Remember struggling for appointments, battling traffic, and waiting in stuffy exam rooms? Telehealth, the magic of healthcare delivered virtually, is changing the game! What is Telehealth? Imagine connecting with your doctor through a secure video call or chat instead [...]