If you have opened your renewal letter and seen your health insurance premiums jump, it can feel especially frustrating when your business has had good claims experience. Many small employers get grouped into larger community rated pools. If the [...]
The Growing Challenge of Healthcare Costs for Businesses For businesses in the automotive, roads, and fuel industries, and businesses with 5 or more vehicles, managing employee healthcare costs has become increasingly challenging. According to recent data, employer healthcare costs [...]
The Evolving Health Benefits Landscape for Essential Businesses The conversation around employee health benefits has traditionally centered on a single metric: premium costs. However, forward-thinking businesses across America's essential industries are discovering that alternative health plan designs deliver value [...]
The True Price of Postponing Healthcare Decisions In today's volatile healthcare landscape, many businesses find themselves trapped in a cycle of indecision. The numbers tell a sobering story: according to recent industry research, businesses that postpone healthcare benefit decisions [...]
A Healthcare Crisis Hitting New Hampshire Businesses Hard New Hampshire’s healthcare system is in turmoil, and employers like you are bearing the brunt. Hidden costs, workforce shortages, and strained hospital finances are driving up premiums and limiting access to [...]
Healthcare costs in New England are among the highest in the country, putting significant pressure on businesses, and in many cases are surpassing national averages. With Massachusetts leading the nation in per capita healthcare spending (New England Journal of [...]
New England residents face some of the highest healthcare costs in the nation. For example, recent data shows that the average annual premium for employer-sponsored health insurance in New Hampshire, in many cases, exceeds $7,000 for individuals and $20,000 [...]
In today's complex healthcare landscape, organizations face unprecedented challenges in managing escalating healthcare costs while maintaining quality coverage for their employees. Level funding emerges as a sophisticated solution, offering a hybrid approach that combines the predictability of traditional insurance [...]
For many employers, healthcare costs are a high-wire act. You want to offer competitive benefits packages to attract and retain top talent, but rising costs threaten to throw you off balance. So, how do you navigate this challenging landscape? [...]
If your business offers health insurance benefits to employees, you've likely heard of alternative funding models like self-funding or level-funding. But what exactly do these alternative approaches entail, and why are more employers considering them instead of traditional fully-insured [...]
