Because accidents happen.

Prepare for the unexpected. 

Sidestep the catastrophic financial consequences of a disability. Most people require a regular income stream. We’ve negotiated short-term and long-term rates for premium disability insurance, specifically geared for businesses in the automotive, roads and fuel space.

Steady income

Short-term disability insurance provides partial income replacement if you are unable to work due to a qualifying illness or injury for periods ranging from a few days to several weeks.

Peace of mind.

Know that you will be taken care of in the event that you become disabled. It’s that simple.

Avoid financial devastation

Medical bills and daily living expenses rapidly add up. Disability insurance helps to cover these gaps.

It’s easy to get started.

Make the call

Speak with a friendly customer service representative.

Get a quote

Get a comprehensive quote that meets your needs and answers your questions.

Hassle-free paperwork

There won’t be any hidden costs or sneaky clauses. What you see on our quotes is what you can expect.

It starts immediately

You’re covered at the time you sign the papers and make a payment.

Car accident

A car accident has left you completely immobilized – limited to your bed or wheelchair. And, your recovery is going slower than you expected. Gain a steady income stream while you recover.

Unexpected disability

Let’s say you threw your back out, or even just can’t move after lifting that heavy machinery. You may need to take a few weeks off to rest. No worries – you have short-term disability insurance.


If you’ve wound up in the hospital for weeks with an unexpected illness that has you completely out, it’s okay. You can recover, and your bills can continue to get paid.