We joined the AICC in 2006. From the very first year we saved over 20% our renewal premium, plus we qualified for a dividend on our premium based upon how well the plan had performed the prior year. We have received over $450,000 in dividend over the past 15 years. [...]
Over the past 15 years we have periodically entertained competitive quotes from other non-captive insurance companies. Time and time again, we confirmed that AICC is one of the best workers compensation policies available. The dedicated nurse case managers and claims adjusters take an unprecedented interest in each of their claims; working to ensure both the injured employee is receiving the best care they need and that when ready, they to get back to work. Their communication with the company is also, quite thorough. They regularly update us on the status of the injured employees’ recovery and collaborating with the employer to identify any light duty jobs the employee could participate.
The AICC also has a dedicated Loss Control Manager, who regularly physically inspects the facilities and review specific opportunities to improve or mitigate potential losses. They work hard to help keep the safety culture in the forefront of all of our employees’ minds, helping to keep our experience modification low, and ultimately saving us premium dollars each year. The Loss Control Manager is also available for questions and help addressing safety related issues outside of the regular audit visits.
The AICC has also taken advantage of its sponsoring organization, NARFA, and providing access for all our employees and their families, to an Employee Assistance Program. Something that has been especially welcomed during the past year of dealing with COVID-19 related issues.
We greatly value our partnership with the AICC and its sponsoring organization NARFA. The premium is quite competitive, and the value-added services are head and shoulders above any other I have seen.