MASSACHUSETTS WORKERS COMPENSATION

I feel strongly that the AICC is a leader in the industry, with consistently strong group performance, safety culture, and excellent resources, training, and education for members. As a business in the car washing industry, we have unique needs and exposure, and the AICC loss control team not only was present for safety training and meetings, but the resources and regular communications helps us keep us updated with best safety practices and industry trends. In the event of a claim, the AICC team is all over it immediately, with a proactive approach to claims resolution in real-time with complete transparency.

Year after year, we have saved money on premium, and had peace of mind that the AICC team was behind us and are proud to be a part of this excellent organization.

What we have found with AICC, and its sponsoring organization NARFA, is more valuable than upfront savings on a policy. The team at AICC, NARFA and FutureComp have our employees best interests as the basis for decisions and policies. This starts at the inception of the policy with an inspection of the facilities for safety hazards. One must remember an incident that does not happen will save you more money than any savings on the front end of a policy. As they say, bad things happen to good people and if there is an incident the AICC team has always worked with us to get the employee back to work and settle the claim as quickly as possible. Our phone calls were returned quickly and we were kept informed of the progress on the claim. This NEVER happened with any other provider I have had in the previous 22 years of having workers comp insurance.

Of course money is important, there are up-front rate deviations and there are dividends! I estimate that to date, we have or will receive over $33,000 in dividends. Yes this is important, but not as important as having a safe work environment and getting the employee back to work quickly as humanly possible. This is where the true value lies. At least for me and it should be for anyone that really thinks about it.

Our family looks forward to the next 18 years and beyond with NARFA and the AICC.

As one of AICC’s largest members Quirk can attest to their competitive workers compensation premiums, returns in dividends, proactive claims management that has controlled our costs all combined with a dedicated team of claims and nurse case managers who are familiar with the automotive industry. They value their members and have always delivered industry specific safety services. Quirk is proud to be a member of this organization.