Affordable Coverage: Unparalleled Rates for Comprehensive Protection
Our negotiated group rates offer your employees the financial protection they need, at a price they can afford.

Medical and Funeral Bills: Financial Relief in Difficult Times
Our life insurance plans cover the unavoidable expenses that arise, such as medical and funeral bills, easing the financial burden on families.

Cover Every Financial Aspect of a Loss
From credit card bills to loans, our coverage options take care of various expenses that may accrue in the event of an employee’s passing.

How It Works: Simple and Flexible Options

Included Policy: $10,000 Basic Coverage
A standard $10,000 policy is included for everyone enrolled in the NARFA medical plan.

Optional Employer Add-Ons: Extend Your Coverage
Employers can choose to add extra coverage up to $10,000 for their employees.

Customize Your Policy: Leverage Our Rates
Use our negotiated rates to purchase a tailored life insurance policy for your employees.

Act Now: Secure Peace of Mind Sooner
The sooner you act, the sooner your employees and their families gain the peace of mind they deserve.

Real-Life Scenarios: Importance of Life Insurance

Unexpected Death: Safeguard Against Unfinished Business
In the event of a sudden passing, life insurance benefits help families manage outstanding medical bills, credit card payments, and mortgages.

Funeral and Burial Costs: Preemptive Financial Planning
Funerals and burials can be surprisingly expensive. Our plans offer your employees the chance to provide their families with coverage for these costs.

Scalable Coverage: Tailored Options for Unique Needs
Choose to add on additional benefits or get a complete customized quote to suit your business and employee needs.

Affordable coverage

Our exceptionally affordable negotiated rates provide comprehensive protection.

Medical and funeral bills

Cover the unexpected expenses that will undoubtedly arise when a loved one passes.

Cover every aspect of a loss

Coverage includes credit card bills, loans and other expenses.

How it works


A $10,000 policy is included for everyone enrolled in NARFA medical.

Employer benefits

An employer may wish to add additional coverage, up to $10,000.

Buy your own

Leverage our negotiated rates to purchase a customized life insurance policy.

Make it a priority

The sooner you act, the sooner you and your loved ones have peace of mind.