Insurance & Benefits

Your Employee Benefits Strategy: Why Year-Round Beats Renewal Season

2025-08-26T10:49:35-04:00August 21st, 2025|2025, Benefits Administration, Employee Benefits, Human Resources, Insurance & Benefits, Small Business Health Insurance|

The Hidden Cost of Waiting Until Fall for Health Insurance Renewal Employee benefits have become one of the largest line items on an employer's budget but also one of the most strategic. Learn more about NARFA’s history and mission [...]

What to Do When Health Insurance Rates Rise Despite Good Claims Experience

2025-08-19T06:17:48-04:00August 11th, 2025|2025, Employee Benefits, Fleet Industry, Health Care, Insurance & Benefits, Small Business Health Insurance|

If you have opened your renewal letter and seen your health insurance premiums jump, it can feel especially frustrating when your business has had good claims experience. Many small employers get grouped into larger community rated pools. If the [...]

Why Smart Businesses Are Choosing NARFA Over Traditional Approaches Right Now

2025-07-25T08:06:05-04:00July 24th, 2025|2025, Employee Benefits, Insurance & Benefits|

The Numbers Don't Lie: Healthcare Costs Are Exploding A new KFF report confirms what NARFA members already suspected: healthcare premiums are spiking 15% in 2026—the largest increase since 2018. Worse yet, 27% of insurers are requesting increases of 20% or more. For small [...]

Smart Health Plan Strategies: How to Reduce Costs While Enhancing Employee Benefits

2025-08-01T10:51:15-04:00May 21st, 2025|2025, Employee Benefits, Employee Wellness Programs, Health Care, Health Savings Accounts, Insurance & Benefits, Small Business Health Insurance|

The Growing Challenge of Healthcare Costs for Businesses For businesses in the automotive, roads, and fuel industries, and businesses with 5 or more vehicles, managing employee healthcare costs has become increasingly challenging. According to recent data, employer healthcare costs [...]

Beyond Premium Savings: The Total Business Impact of Alternative Health Plan Designs

2025-08-01T10:53:09-04:00May 9th, 2025|2025, Employee Benefits, Health Care, Insurance & Benefits|

The Evolving Health Benefits Landscape for Essential Businesses The conversation around employee health benefits has traditionally centered on a single metric: premium costs. However, forward-thinking businesses across America's essential industries are discovering that alternative health plan designs deliver value [...]

The Hidden Costs of Healthcare Indecision: How Businesses Can Move Forward Despite Uncertainty

2025-05-09T09:10:52-04:00May 7th, 2025|2025, Employee Benefits, Health Care, Insurance & Benefits|

The True Price of Postponing Healthcare Decisions In today's volatile healthcare landscape, many businesses find themselves trapped in a cycle of indecision. The numbers tell a sobering story: according to recent industry research, businesses that postpone healthcare benefit decisions [...]

Level Funding: A Strategic Solution for Controlling Rising Healthcare Costs

2025-04-29T17:55:46-04:00February 20th, 2025|2025, Employee Benefits, Health Care, Insurance & Benefits|

In today's complex healthcare landscape, organizations face unprecedented challenges in managing escalating healthcare costs while maintaining quality coverage for their employees. Level funding emerges as a sophisticated solution, offering a hybrid approach that combines the predictability of traditional insurance [...]

Funding Your Healthcare: The NARFA Advantage

2025-08-01T10:59:42-04:00August 29th, 2024|2024, Insurance & Benefits|

In today's challenging economic climate, employers are constantly seeking innovative solutions to manage rising healthcare costs. NARFA (National Automotive Roads Fuel Association) offers a comprehensive range of healthcare benefits designed to meet these challenges head-on. By leveraging NARFA healthcare [...]